@font-face{font-family:Poppins;font-style:normal;font-weight:400;font-display:swap;src:url(/fonts/poppins-400.woff2) format("woff2")}@font-face{font-family:Poppins;font-style:normal;font-weight:500;font-display:swap;src:url(/fonts/poppins-500.woff2) format("woff2")}@font-face{font-family:Poppins;font-style:normal;font-weight:600;font-display:swap;src:url(/fonts/poppins-600.woff2) format("woff2")}@font-face{font-family:Poppins;font-style:normal;font-weight:700;font-display:swap;src:url(/fonts/poppins-700.woff2) format("woff2")}:root{--orange: #e8862b;--orange-light: #f3a13c;--orange-pale: #fdebd5;--orange-soft: #f9d8ad;--navy: #42506e;--navy-soft: #5d6b85;--ink: #1f2937;--muted: #6b7280;--bg-light: #f4f7fb;--border: #e6e8eb;--radius: 14px;--shadow: 0 4px 24px rgba(66, 80, 110, .08);--font: "Poppins", system-ui, -apple-system, "Segoe UI", Roboto, 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.btn{padding:10px 18px;font-size:.88rem}.nav a:hover{color:var(--orange);text-decoration:none}.nav a.active{color:var(--orange)}.nav-toggle{display:none;background:none;border:0;font-size:1.6rem;color:var(--navy);cursor:pointer}@media(max-width:860px){.nav-toggle{display:block}.nav{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;flex-direction:column;padding:18px 20px;border-bottom:1px solid var(--border);align-items:flex-start}.nav.open{display:flex}}.btn{display:inline-block;background:linear-gradient(135deg,var(--orange),var(--orange-light));color:#fff;font-weight:600;padding:13px 26px;border-radius:999px;box-shadow:0 4px 14px #e8862b59;transition:transform .15s ease}.btn:hover{transform:translateY(-1px);text-decoration:none}.btn.ghost{background:#fff;color:var(--orange);border:2px solid var(--orange);box-shadow:none}.hero{position:relative;color:#fff;overflow:hidden}.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(100deg,#232c3ee0 20%,#232c3e8c 60%,#232c3e40);z-index:1}.hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.hero .container{position:relative;z-index:2;padding-top:84px;padding-bottom:84px}.hero h1{color:#fff;max-width:640px}.hero p.lead{max-width:600px;font-size:1.05rem;color:#f0f2f6}.hero .eyebrow{display:inline-block;background:#e8862be6;color:#fff;font-size:.8rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;padding:5px 14px;border-radius:999px;margin-bottom:16px}.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:14px;margin-top:40px}.stat{background:#ffffff1a;border:1px solid rgba(255,255,255,.2);border-radius:var(--radius);padding:16px 18px}.stat b{display:block;font-size:1.5rem;color:var(--orange-light)}.stat span{font-size:.85rem;color:#e3e7ee}.section{padding:68px 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.num{width:38px;height:38px;border-radius:50%;background:var(--orange-pale);color:var(--orange);display:flex;align-items:center;justify-content:center;font-weight:700;margin-bottom:12px}.step p{color:var(--muted);font-size:.95rem;margin:0}.split{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}.split img{border-radius:var(--radius);box-shadow:var(--shadow)}@media(max-width:820px){.split{grid-template-columns:1fr}}.ticks{list-style:none;padding:0;margin:16px 0}.ticks li{padding-left:28px;position:relative;margin:8px 0}.ticks li:before{content:"✓";position:absolute;left:0;color:var(--orange);font-weight:700}.testimonials{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:22px;margin-top:34px}.testimonial{background:#fff;border-radius:var(--radius);border:1px solid var(--border);padding:26px;box-shadow:var(--shadow)}.testimonial .strs{color:var(--orange);letter-spacing:3px;margin-bottom:10px}.testimonial blockquote{margin:0 0 12px;color:var(--ink);font-size:.96rem}.testimonial cite{font-style:normal;font-weight:600;color:var(--navy);display:block}.testimonial small{color:var(--muted)}.faq{max-width:820px;margin-top:30px}.faq details{background:#fff;border:1px solid var(--border);border-radius:var(--radius);margin-bottom:12px;padding:0 22px}.faq summary{cursor:pointer;font-weight:600;color:var(--navy);padding:18px 30px 18px 0;list-style:none;position:relative}.faq summary:after{content:"+";position:absolute;right:2px;top:14px;font-size:1.4rem;color:var(--orange)}.faq details[open] summary:after{content:"–"}.faq .answer{padding:0 0 18px;color:var(--ink)}.faq .answer p{margin-bottom:.7em}.cta-band{background:linear-gradient(120deg,var(--navy) 0%,#2f3b55 100%);color:#fff}.cta-band h2{color:#fff}.cta-band p{color:#dfe4ec}.cta-card{background:#fff;color:var(--ink);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow)}.cta-card .tag{display:inline-block;background:var(--orange-pale);color:var(--orange);font-size:.78rem;font-weight:600;border-radius:999px;padding:4px 12px;margin-bottom:10px}.cta-card h3{margin-top:0}.cta-card p{color:var(--muted)}.team{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:24px;margin-top:34px}.person{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}.person .avatar{width:58px;height:58px;border-radius:50%;background:var(--orange-pale);color:var(--orange);font-weight:700;font-size:1.5rem;display:flex;align-items:center;justify-content:center;margin-bottom:14px}.person .role{color:var(--orange);font-weight:600;font-size:.9rem;margin-bottom:10px}.person p{color:var(--muted);font-size:.95rem}.lenders{display:flex;flex-wrap:wrap;gap:10px 18px;margin-top:20px}.lenders span{background:#fff;border:1px solid var(--border);border-radius:8px;padding:6px 14px;font-size:.85rem;color:var(--navy-soft);font-weight:500}.article{max-width:760px}.article h2{margin-top:1.6em}.article h3{margin-top:1.4em}.article .meta{color:var(--muted);font-size:.9rem;margin-bottom:24px}.article blockquote{border-left:3px solid var(--orange);margin:1.4em 0;padding:4px 0 4px 20px;color:var(--navy-soft);font-style:italic}.article table{border-collapse:collapse;width:100%;margin:1.2em 0;font-size:.95rem}.article th,.article td{border:1px solid var(--border);padding:8px 12px;text-align:left}.article th{background:var(--bg-light)}.article .disclaimer{font-size:.85rem;color:var(--muted);border-top:1px solid var(--border);padding-top:14px;margin-top:30px}.calc-frame{width:100%;min-height:780px;border:1px solid var(--border);border-radius:var(--radius);background:#fff}.calc-note{font-size:.85rem;color:var(--muted);margin-top:12px}.breadcrumbs{font-size:.85rem;color:var(--muted);padding:14px 0 0}.breadcrumbs a{color:var(--navy-soft)}.breadcrumbs span{margin:0 6px}.site-footer{background:#232c3e;color:#c9d0dc;padding:56px 0 30px;margin-top:0;font-size:.92rem}.site-footer a{color:#dfe4ec}.site-footer a:hover{color:var(--orange-light)}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:34px}@media(max-width:820px){.footer-grid{grid-template-columns:1fr 1fr}}.site-footer h5{color:#fff;font-size:.95rem;margin-bottom:12px}.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{margin:6px 0}.footer-legal{border-top:1px solid rgba(255,255,255,.12);margin-top:40px;padding-top:20px;font-size:.8rem;color:#97a1b3}