Your dream home, made simple.
Buying your first home can feel overwhelming, but it doesn't have to be. From understanding your borrowing power and government grants to securing the right home loan, we'll guide you through every step of the journey. No jargon, no confusion. Just clear advice and support when you need it most.
Get Your Free AssessmentWhat We Do
Finance for every milestone
Home Loans
Our specialty. Buy, build, refinance or invest with confidence.
- First home buyers
- Investors
- Refinancing & cash-out
- Construction loans
- Guarantor loans
- SMSF loans
Commercial Property Loans
Commercial property finance made simple.
- Offices
- Warehouses
- Retail
- SMSF
Vehicle & Equipment Finance
Get the vehicles and equipment your business needs.
- Vehicles
- Vans
- Trucks
- Excavators
- Forklifts
Our Mission
Making home ownership and property investment simple and achievable for everyday people.
We believe everyone deserves access to clear and honest advice when making one of life’s biggest financial decisions.
That’s why we simplify the finance process, help you understand your options, and support you from application through to settlement and beyond.
Whether you’re buying your first home or growing a property portfolio, we’re here to help turn your property goals into reality.
The Riz Finance Difference
A small team you'll personally know.
When you work with Riz Finance, you’re not passed between departments, sitting on hold, or speaking to a different person every time you call.
We’re a boutique brokerage, which means you’ll have direct access to the team handling your loan. We take the time to understand your goals, keep you updated throughout the process, and are only ever a phone call, email or text away.
No switchboards. No call centres. Just real people who know your name and genuinely care about the outcome.
How It Works
Your path to home ownership in 6 simple steps
From your first enquiry to settlement, we'll guide you every step of the way.
Discovery Call
We understand your goals and financial position, providing you with your borrowing power.
Gather Documents
We collect everything upfront so there's no surprises later.
Compare Your Options
We compare 50+ lenders to find the right solution for you.
Pre Approval
We'll prepare and submit your application to the lender, managing the process from end to end.
Find Your Home & Go Unconditional
Once you've found the right property, we'll help you convert your pre approval to a formal approval.
Settlement & Beyond
We coordinate settlement and remain available long after you've received the keys.
Why Riz Finance
Why home buyers choose Riz Finance
Simple advice. More choice. Support every step of the way.
Small Team
You'll have direct access to the people working on your loan, with fast responses and personalised support from start to settlement.
50+ Lenders
We compare a wide range of lenders to help find the right loan, rate and features for your goals.
Less Paperwork
From paperwork to lender follow-ups, we manage the process so you can focus on finding the right property.
5-Star Rated
Trusted by hundreds of families.
Testimonials
What our clients say
Rated 5.0 on Google by clients across Sydney and beyond.
“The team at Riz Finance was exceptional from start to finish. Before and after loan approval, Asad and his team offered clear guidance and kept us informed at every step. Their support and information were always accessible, making the entire process smooth. We can’t thank them enough. If you’re considering Riz Finance, we highly recommend them! Thanks Mark & Lisa”Mark McCabe Google review
“Honestly cannot fault our experience. Asad and team have been responsive and helpful through the entire process. We have referred them onto 3 more people since our dealing and will not deal with anyone else going forward! So grateful for the teams work in getting our loan sorted quickly!”Brittany Pickford Google review
“Fantastic experience with Riz Finance! Asad and his team got us from just dreaming about our home to getting the keys to our new today! The process was so smooth and happened so much quicker than expected. Highly recommend!”Felicity Ward Google review
Comparing 50+ of Australia's leading lenders
FAQ
Common questions about working with a broker
How much does a mortgage broker cost?
Our service is free to you. Like most Australian mortgage brokers, we are paid a commission by the lender after your loan settles, and we disclose that commission to you before you proceed. You pay us nothing directly, whether or not your loan goes ahead.
Is it better to use a mortgage broker or go straight to my bank?
Your bank can only offer you its own products. A broker compares loans from many lenders — we compare more than 50 — and manages the application for you. Brokers are also bound by a Best Interests Duty, which means we are legally required to act in your best interests when recommending a loan; a bank has no such duty when selling you its own product.
How much deposit do I need to buy a home in NSW?
Most lenders prefer a 20% deposit, but you can buy with less. With lenders mortgage insurance (LMI) many lenders accept 10% or even 5%. Eligible first home buyers may be able to purchase with a 5% deposit and no LMI under the Australian Government First Home Guarantee, and a family guarantor can reduce the deposit needed even further. We will walk you through which options fit your situation.
What areas does Riz Finance service?
We are based in Norwest in Sydney’s Hills District and work with clients across Sydney and Australia-wide. Most of our meetings happen by phone or video, so distance is never a barrier — and you are welcome to visit us at 206/4 Columbia Court, Norwest NSW 2153.
How long does it take to get a home loan approved?
Pre-approval typically takes a few days to two weeks depending on the lender and how quickly documents are provided. Formal approval after you have found a property is usually faster, because most of the work is already done. We manage the lender follow-ups so your application keeps moving.
Let's Get Started
Ready to take the first step towards home ownership?
We'll help you understand your borrowing power, explore available grants and schemes, and find the right loan for your situation.
- Free assessment
- 50+ lenders compared
- A direct line to your broker
- Fast responses and clear advice
Get your free assessment
Tell us a little about your goals and one of our brokers will be in touch within 24 hours to discuss your options and answer any questions.
Get Your Free Assessmentor call us on 02 7251 1948